How come when you get married your wife or husband?

gets a lower credit score and is responsible for past debts of the other person?How come when you get married your wife or husband?
You are not responsible for any debts that are not legally yours. That being said, if your wife or husband incurs debt in their name only and you also have joint debt, then a creditor can come after the jointly held property in settlement of the individual debt of either party.





As far as the credit score, if you have credit together on anything, then yes it could affect your credit score individually.How come when you get married your wife or husband?
That's something that needs to be discussed before you tie the knot. Financial status and credit is a big deal, especially when both parties aren't on the same level. I want to be financially stable in a few years, own a home, and have a newer car. I won't be able to do that if my husband has horrible credit.





Again, that needs to be discussed and handled before marriage.
Because you are seen as a union not as an individual person.
Because when you say, I do. You also get to take over the financial debt of the person who accepts your I do.
because when you have a license in marriage it makes both people responsible for the other one it is a business agreement
Because you came from difference Genere